If you’re like most homeowners, you probably don’t give much thought to home warranties until something goes wrong. And when something does go wrong, it’s usually a big expense that needs to be fixed right away. That’s where a home warranty company comes in.
A good home warranty company can help take the stress out of fixing household problems by providing coverage for many of the common issues that occur in homes. But with so many home warranty companies to choose from, how do you know which one is best for you?
What Is A Home Warranty Company?
A home warranty company is a service provider that offers protection for homeowners against the costs of repairs or replacements of major home systems and appliances.
Most home warranty companies offer different levels of coverage, so you can choose the plan that best fits your needs. For example, some plans may cover only major appliances, while others may cover both major appliances and systems, such as air conditioning or plumbing.
What Does A Home Warranty Cover?
The best home warranty companies will offer complete protection for a variety of home systems and appliances, including:
- Air Conditioning System
- Electrical System
- Heating System
- Plumbing System
- Water Heaters
- Refrigerators
- Ovens/Stoves
- Dishwashers
- Built-in Microwaves
- Garbage Disposals
How Much Does A Home Warranty Cost?
A complete home warranty coverage typically costs between $250 and $600 per year, depending on the level of coverage you choose. Some home warranty companies also charge a service fee of $75-$125 every time you make a claim.
What’s The Best Home Warranty Company?
There are many factors to consider when choosing the best home warranty company for your needs. Some of the most important factors include:
- Coverage: Make sure the home warranty company you choose offers coverage for the systems and appliances that are most important to you.
- Plan Customization: The best home warranty companies will allow you to customize your plan to fit your specific needs. You can go with a basic plan, a systems plan, or a customized one for complete protection.
- Costs and Fees: Be sure to compare the prices and fees of different home warranty companies before making a decision.
- Claim Response Times: The best home warranty companies will have a quick turnaround time for claims.
- Customer Service: Choose a home warranty company with excellent customer service.
- Ability to Use Your Own Repair Person: Some home warranty companies require you to use their repair person, while others allow you to use your own.
- Free Cancellation: The best home warranty companies will allow you to cancel your plan at any time without penalty.
- Plan Exclusions: Be sure to read the fine print of any home warranty company you’re considering to ensure there aren’t any major exclusions in their coverage.
Now that you know what to look for in a home warranty company, it’s time to choose the best one for your needs. Here are our picks for the best home warranty companies:
American Home Shield
American Home Shield is one of the largest and most well-known home warranty companies in the business. They offer comprehensive coverage for a variety of home systems and appliances, including air conditioning, electrical, heating, plumbing, water heaters, refrigerators, ovens/stoves, dishwashers, built-in microwaves, garbage disposal, and more.
American Home Shield also offers several plan customization options, so you can choose the coverage that’s best for you. Plus, their costs and fees are reasonable, and they have an excellent claim response time.
Choice Home Warranty
Choice Home Warranty is another great option for those in need of home warranty coverage. They offer a variety of coverage options, including plans that cover major appliances, systems, or both.
Choice Home Warranty also allows you to use your own repair person, which is a great perk. Plus, their customer service is excellent, and they have a quick turnaround time for claims.
First American Home Warranty
First American Home Warranty is a great choice for those in need of home warranty coverage. They offer a variety of coverage options, including plans that cover major appliances, systems, or both.
First American Home Warranty also has very reasonable costs and fees, and they offer the ability to use your own repair person. Plus, their customer service is excellent, and they have a quick turnaround time for claims.
Home Service Club
Home Service Club is another excellent choice for those in need of home warranty coverage. They offer comprehensive coverage for a variety of home systems and appliances, including air conditioning, electrical, heating, plumbing, water heaters, refrigerators, ovens/stoves, dishwashers, built-in microwaves, garbage disposals, and more.
Home Service Club also offers several plan customization options, so you can choose the coverage that’s best for you. Plus, their costs and fees are very reasonable, and they have an excellent claim response time.
Landmark Home Warranty
Landmark Home Warranty is a great choice for those in need of home warranty coverage. They offer a variety of coverage options, including plans that cover major appliances, systems, or both.
Landmark Home Warranty also has very reasonable costs and fees, and they offer the ability to use your own repair person. Plus, their customer service is excellent, and they have a quick turnaround time for claims.
First Premier Home Warranty
Last but not least, First Premier Home Warranty is a great choice for those in need of advanced home warranty coverage. They offer a variety of coverage options, including plans that cover major appliances, systems, or both.
Not only are the costs and fees for First Premier Home Warranty reasonable, but if you have a preferred repair person, they will allow you to use them. In addition, their customer service is responsive, and claims are processed quickly.
Takeaway
As you can see, there are a lot of great home warranty companies to choose from. All of the companies on our list offer comprehensive coverage, reasonable costs and fees, the ability to use your own repair person, excellent customer service, and quick claim response times.
But if you are to choose one, we suggest First Premier Home Warranty. At our company, we work just as hard as you do to maintain your property. That’s why we have home warranty plans that cover appliances and systems in your house, so you don’t have to spend an arm and a leg on repairs or replacements.
Our company was founded on the principle of integrity in 1989, and we maintain that value today. We understand how frustrating it is to have something break in your home- which is why we pride ourselves on providing excellent customer service. Our team will always put you first, addressing any and all concerns you may have along the way. If you’re located in the USA, our policies are available to you! Go on ahead and get a free quote today!
