When purchasing your home, it’s important to know what is protected by your homeowner’s insurance and what is up to you to repair or replace. For many homeowners, the mere thought of having to foot the bill for an expensive home system repair or appliance replacement can send shivers up their spine.
Studies have shown that most American homeowners don’t have $1,000 saved in case of a home emergency, like if their HVAC system stopped working or if they had to replace their refrigerator. After the last year and a half, many families have found themselves in a state of financial insecurity that they have never experienced before. That is precisely why a home warranty is so important.
Home warranties are not homeowner’s insurance. While your homeowner’s insurance protects your home and most of its contents, a home warranty covers your home systems and major appliances.
A comprehensive home warranty plan covers the regular service, repair, or replacement of your major appliances and home systems, like your electrical system, HVAC, and septic system. If something were to suddenly go wrong, like the ductwork of your HVAC system needing replacing, or your washing machine begins leaking water all over your floor, your home warranty plan will have you covered.
Searching for Cheap Home Warranties
If most homeowners don’t have an extra $1,000 saved for emergencies, they won’t have much to spend on their home warranty. No matter how pragmatic it may be, home warranty insurance can take a back seat to bills deemed more urgent—costs that a home warranty may have saved you in the first place.
When looking for cheap home warranties, ask yourself:
- Will I get what I pay for?
- Will I get coverage for what I need?
- How do these cheap home warranty companies differ from each other?
Just because something is cost-effective does not mean you’re getting less than quality coverage or service. But it’s also wise to keep in mind that not all companies have the same bang for your buck. Using side-by-side comparisons when searching for plans will help you determine which companies offer protection for the appliances and systems you have.
Choosing the Right Home Warranty Plan
First Premier Home Warranty offers comprehensive home warranty plans at a price the average homeowner can afford. With over 30 years of experience in the appliance and HVAC industry, The First Premier Home Warranty team works with a network of the very best technicians across the country. Their home service professionals are certified experts who are already thoroughly vetted by a rigorous screening process before being sent to your home. First Premier is dedicated to quality service to get your home back up and running quickly.
With home warranty coverage from First Premier Home Warranty, you can rest easy knowing your home is protected. If your septic system backed up or your pool or spa sprouted a leak, or if any of your other covered appliances or home systems malfunctions, you will always be able to count on First Premier Home Warranty to handle the problem quickly and with minimal disruption to your life. Get in touch with the First Premier Home Warranty crew today!